Hurricane Sandy Insurance Claims

     There are reports that hurricane Sandy insurance claims are not being promptly or fully paid.  Hurricane Sandy has caused billions of dollars of property damage.  Fighting an insurance company’s hurricane Sandy appraisal is possible and, sadly, frequently necessary.  Hurricane Sandy claims are handled similarly to other storm damage claims but there are some unique differences.

     One common tactic that is employed by insurance companies or their adjusters is stating that damage is “flood damage”.  Flood damage is typically not covered by standard homeowner’s policies or business interruption policies.  It is important that people that have suffered losses realize that just because they are told it is “flood” damage doesn’t necessarily mean that the loss is not covered.

     Stephen Foster has already begun consulting with attorneys and adjusters along the east coast to ensure that Hurricane Sandy claims can be handled quickly and efficiently.  Anyone in the United States that has any questions about Hurricane Sandy insurance claims or coverage is encouraged to call:

  • 1-888-SA-LAW-88 or
  • 1-888-725-2988

for a free no pressure consultation about the process of making an insurance claim and information about how to make sure that a claim is filling fairly and quickly.  Telephones are answered 24 hours a day.

     The law firm of Simpson, Foster and Gold always provides free and confidential evaluations of hurricane claims, such as those in the case of Sandy to individual property owners and business owners.  Generally, cases of this type are taken on a contingency basis.  Simpson, Foster & Gold only get paid if they get more money for a property owner than an insurance company was willing to pay for hurricane damage.

     Hurricane Sandy insurance claims are expected to be huge.  Stephen Foster is handling hurricane claims against insurance companies for claim denial, claim delay, loss of use of home, property damage, roof damage, loss of use of business, water damage, water damage caused by wind and bad faith claim handling.  If an insurance company does not fulfill honor their promises to pay for damage caused by Hurricane Sandy then an insured should consult with an experienced hurricane insurance claim attorney.

     Once an insurance company makes an offer to settle a Hurricane Sandy claim, an insured is wise to consult with an attorney.  Insurance companies will typically change  their initial estimates when they realize that an individual or a business has competent representation.  Every case is different and past good results do not guarantee similar results in any individual case.

     In most disaster situations, many people get more than their “fair share” of insurance proceeds and others receive less.  It is expected that people that have hurricane insurance claim attorneys handle their Hurricane Sandy cases will get more money than people that don’t.